Retirement Readiness Studio
See clearly how much you need to retire, whether you are on track, and what to change if you are not.
Find out if you can retire when you want: corpus needed, gap, monthly saving, withdrawal plan and how long the money lasts.
What you give and what you get
You give your income, goals or statements. You get a money plan with the sums shown. Fill a short form and your document is written for you.
How Retirement Readiness Studio works
- Add age, spending and savings
- Set retirement age and lifestyle
- Get your readiness report
What it costs
You pay in credits, and only when the app gives you a result. New accounts start with 100 free credits, and credit packs start at ₹10. See prices.
Apps that go well with Retirement Readiness Studio
- Financial Life Planner — A complete money plan for your family: net worth, goals, emergency fund, insurance gaps, investing plan and a year-by-year roadmap.
- Senior Citizen Benefits Finder — Find benefits a senior citizen may claim: pensions, health schemes, tax points, travel concessions, savings schemes and how to apply.
- NRI Money Planner — A money plan for NRIs: NRE vs NRO accounts, sending money home, India investments, property, tax points to check and a return plan.
- SIP Calculator — What a monthly SIP could grow to, with a yearly step-up option and a year-wise table
More Money & Planning apps
- Portfolio X-Ray — Upload your CAS or broker statement to see asset mix, overlap between funds, costs, concentration and an action list to tidy up.
- Income Tax Regime Planner — Compare the old and new tax regimes on your real income and deductions, see the tax under each and a plan to save more.
- Bank Statement Analyser — Upload bank or card statements to see where your money goes, recurring payments, leaks, savings rate and a budget that fits.
- Family Budget Coach — A friendly coaching session that builds a family budget with you, untangles money worries and leaves you with a monthly plan.
- Child Education Fund Planner — Plan for your child's school and college: future cost by course and country, monthly saving needed and a step-down plan as the date nears.
- Insurance Policy Decoder — Upload a health, life, motor or home policy and get the cover, exclusions, waiting periods, claim steps and gaps in plain words.
- Health Claim Helper — Upload a rejected or short-paid health claim and policy to see why, what the policy says, and get an appeal letter and next steps.
- Debt Freedom Planner — List your loans and cards to get a debt-free date, the best payoff order, monthly plan, interest saved and steps to stop new debt.
- Home Buying Planner — Plan a home purchase: what you can afford, full cost with taxes and charges, down payment plan, buy vs rent and a document checklist.
- Freelancer Money Studio — Money system for freelancers: pay yourself a salary, tax set-aside, GST check, invoicing rules, emergency fund and pricing.
- Company Research Report — Upload a company's annual report or results to get an analyst-style report: business, numbers, ratios, risks and questions to ask.
- Mutual Fund Comparator — Upload factsheets of 2 to 5 funds and compare returns, risk, costs, holdings and fit for your goal in one clear table.